/* ==========================================================================
   BCP KPR PAGE TEMPLATE STYLE
   ========================================================================== */

/* --- Section Styling --- */
.bcp-kpr-section {
    padding: 80px 0;
    position: relative;
}

.bcp-kpr-section--bg-light {
    background-color: var(--bg-section);
}

.bcp-kpr-section__header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px;
}

.section-label-kpr {
    display: inline-block;
    color: var(--primary);
    font-size: 0.875rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 12px;
}

.section-title-kpr {
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 4vw, 2.5rem);
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 16px;
}

.section-desc-kpr {
    color: var(--text-secondary);
    font-size: 1rem;
    line-height: 1.6;
}

/* --- Dynamic KPR Tabs --- */
.kpr-tabs-container {
    max-width: 1000px;
    margin: 0 auto;
}

.kpr-tabs-nav {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 40px;
}

.kpr-tab-btn {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 32px;
    background: var(--white);
    border: 1px solid #e2e8f0;
    border-radius: var(--radius-md);
    color: var(--text-secondary);
    font-weight: 600;
    font-size: 1.05rem;
    transition: var(--transition-spring);
    box-shadow: var(--shadow-sm);
}

.kpr-tab-btn svg {
    transition: var(--transition-base);
    color: var(--text-light);
}

.kpr-tab-btn:hover {
    border-color: var(--green-300);
    color: var(--primary);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.kpr-tab-btn.is-active {
    background: var(--primary-gradient);
    border-color: transparent;
    color: var(--white);
    box-shadow: var(--shadow-green);
}

.kpr-tab-btn.is-active svg {
    color: var(--white);
}

/* Tab Panels */
.kpr-tab-panel {
    display: none;
    animation: fadeScaleIn 0.5s cubic-bezier(0.25, 1, 0.5, 1) forwards;
}

.kpr-tab-panel.is-active {
    display: block;
}

@keyframes fadeScaleIn {
    from {
        opacity: 0;
        transform: translateY(20px) scale(0.98);
    }
    to {
        opacity: 1;
        transform: translateY(0) scale(1);
    }
}

/* --- Requirements Cards / List --- */
.kpr-docs-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
}

@media(min-width: 768px) {
    .kpr-docs-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.kpr-docs-column {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.kpr-column-title {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--text-primary);
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 8px;
    padding-bottom: 12px;
    border-bottom: 2px solid #edf2f7;
}

.kpr-column-title svg {
    color: var(--primary);
}

.req-card {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    background: var(--white);
    border: 1px solid #edf2f7;
    border-radius: var(--radius-md);
    padding: 20px;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-spring);
}

.req-card:hover {
    transform: translateY(-4px) scale(1.01);
    border-color: var(--green-200);
    box-shadow: var(--shadow-lg), var(--shadow-green);
}

.req-card__icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: var(--radius-sm);
    background-color: var(--green-50);
    color: var(--primary);
    flex-shrink: 0;
    transition: var(--transition-base);
}

.req-card:hover .req-card__icon {
    background-color: var(--primary);
    color: var(--white);
    transform: rotate(-6deg) scale(1.1);
}

.req-card__content {
    flex-grow: 1;
}

.req-card__title {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 4px;
}

.req-card__desc {
    font-size: 0.875rem;
    color: var(--text-secondary);
    line-height: 1.4;
}

.req-card__badge {
    font-size: 0.75rem;
    font-weight: 600;
    padding: 2px 8px;
    border-radius: var(--radius-full);
    background-color: #f1f5f9;
    color: #475569;
    display: inline-block;
    margin-top: 6px;
}

.req-card__badge--green {
    background-color: var(--green-100);
    color: var(--green-800);
}

/* --- Conditions Grid --- */
.kpr-conditions-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 24px;
    max-width: 1100px;
    margin: 0 auto;
}

@media(min-width: 768px) {
    .kpr-conditions-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.cond-card {
    background: var(--white);
    border: 1px solid #edf2f7;
    border-radius: var(--radius-lg);
    padding: 32px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition-spring);
    position: relative;
    overflow: hidden;
}

.cond-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--green-300);
}

.cond-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--primary-gradient);
    opacity: 0;
    transition: var(--transition-base);
}

.cond-card:hover::before {
    opacity: 1;
}

.cond-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 64px;
    height: 64px;
    background: var(--bg-light);
    border-radius: var(--radius-full);
    color: var(--primary);
    margin-bottom: 20px;
    font-size: 1.5rem;
}

.cond-card__label {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 8px;
}

.cond-card__title {
    font-family: var(--font-heading);
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 16px;
}

.cond-card__amount {
    font-family: var(--font-heading);
    font-size: 1.85rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 8px;
    background: linear-gradient(135deg, var(--dark) 30%, var(--primary) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.cond-card__desc {
    font-size: 0.9rem;
    color: var(--text-secondary);
    line-height: 1.5;
}

.cond-card__badge {
    position: absolute;
    top: 12px;
    right: 12px;
    background: var(--primary);
    color: var(--white);
    font-size: 0.7rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: var(--radius-full);
    text-transform: uppercase;
}

/* --- Tenor / Installments Grid --- */
.kpr-tenor-container {
    max-width: 1000px;
    margin: 0 auto;
}

.kpr-tenor-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 30px;
    margin-bottom: 50px;
}

@media(min-width: 768px) {
    .kpr-tenor-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.tenor-card {
    background: var(--white);
    border: 1px solid #e2e8f0;
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    box-shadow: var(--shadow-md);
    transition: var(--transition-spring);
}

.tenor-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl), var(--shadow-green);
    border-color: var(--green-400);
}

.tenor-card--recommended {
    border: 2px solid var(--primary);
    background: radial-gradient(circle at top right, var(--green-50) 0%, var(--white) 60%);
}

.tenor-card__badge {
    position: absolute;
    top: -14px;
    background: var(--primary-gradient);
    color: var(--white);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 6px 16px;
    border-radius: var(--radius-full);
    box-shadow: var(--shadow-md);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.tenor-card__header {
    text-align: center;
    margin-bottom: 24px;
}

.tenor-card__years {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 4px;
}

.tenor-card__label {
    font-size: 0.875rem;
    color: var(--text-light);
}

.tenor-card__price-box {
    text-align: center;
    margin-bottom: 24px;
    padding: 16px;
    background-color: var(--bg-light);
    border-radius: var(--radius-md);
    width: 100%;
}

.tenor-card__amount {
    font-family: var(--font-heading);
    font-size: 1.85rem;
    font-weight: 800;
    color: var(--primary-dark);
}

.tenor-card__period {
    font-size: 0.85rem;
    color: var(--text-secondary);
}

.tenor-card__features {
    width: 100%;
    margin-bottom: 30px;
    flex-grow: 1;
}

.tenor-card__features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    color: var(--text-secondary);
    margin-bottom: 12px;
}

.tenor-card__features li svg {
    color: var(--primary);
    flex-shrink: 0;
}

.tenor-card__cta {
    width: 100%;
    text-align: center;
}

/* --- Modern KPR Simulator (New Design) --- */
.kpr-sim {
    margin-top: 60px;
    position: relative;
}

.kpr-sim__inner {
    background: linear-gradient(135deg, #0a2e20 0%, #0d3d2a 40%, #072618 100%);
    border-radius: 28px;
    padding: 56px 48px;
    position: relative;
    overflow: hidden;
    box-shadow: 0 32px 80px rgba(5, 150, 105, 0.18), 0 8px 32px rgba(0,0,0,0.25);
}

.kpr-sim__inner::before {
    content: '';
    position: absolute;
    top: -80px;
    right: -80px;
    width: 320px;
    height: 320px;
    background: radial-gradient(circle, rgba(16,185,129,0.18) 0%, transparent 70%);
    pointer-events: none;
}

.kpr-sim__inner::after {
    content: '';
    position: absolute;
    bottom: -60px;
    left: -60px;
    width: 260px;
    height: 260px;
    background: radial-gradient(circle, rgba(5,150,105,0.12) 0%, transparent 70%);
    pointer-events: none;
}

.kpr-sim__header {
    text-align: center;
    margin-bottom: 48px;
    position: relative;
    z-index: 2;
}

.kpr-sim__chip {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(16, 185, 129, 0.15);
    border: 1px solid rgba(16, 185, 129, 0.3);
    padding: 6px 16px;
    border-radius: 100px;
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--green-300);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 16px;
}

.kpr-sim__chip::before {
    content: '';
    display: block;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--green-400);
    box-shadow: 0 0 8px var(--green-400);
}

.kpr-sim__title {
    font-family: var(--font-heading);
    font-size: clamp(1.6rem, 3vw, 2.2rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: 8px;
}

.kpr-sim__subtitle {
    color: rgba(255,255,255,0.55);
    font-size: 0.95rem;
}

.kpr-sim__grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 32px;
    position: relative;
    z-index: 2;
}

@media(min-width: 900px) {
    .kpr-sim__grid {
        grid-template-columns: 1fr 1fr;
        gap: 48px;
        align-items: center;
    }
}

/* Left panel: controls */
.kpr-sim__controls {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.kpr-sim__field {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.kpr-sim__field-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.kpr-sim__field-label {
    font-size: 0.875rem;
    font-weight: 600;
    color: rgba(255,255,255,0.7);
    letter-spacing: 0.3px;
}

.kpr-sim__field-val {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 800;
    color: var(--green-300);
}

/* Segmented control for tenor */
.kpr-sim__tenor-tabs {
    display: flex;
    background: rgba(255,255,255,0.06);
    border-radius: 14px;
    padding: 4px;
    gap: 4px;
}

.kpr-sim__tenor-tab {
    flex: 1;
    padding: 12px 8px;
    border-radius: 10px;
    background: none;
    border: none;
    color: rgba(255,255,255,0.5);
    font-weight: 700;
    font-size: 0.9rem;
    cursor: pointer;
    transition: all 0.25s ease;
    text-align: center;
    line-height: 1.2;
}

.kpr-sim__tenor-tab span {
    display: block;
    font-size: 0.7rem;
    font-weight: 500;
    opacity: 0.7;
    margin-top: 2px;
}

.kpr-sim__tenor-tab.is-active {
    background: var(--primary);
    color: #fff;
    box-shadow: 0 4px 16px rgba(5, 150, 105, 0.45);
}

.kpr-sim__tenor-tab.is-active span {
    opacity: 0.85;
}

.kpr-sim__tenor-tab:not(.is-active):hover {
    background: rgba(255,255,255,0.1);
    color: rgba(255,255,255,0.8);
}

/* Info row */
.kpr-sim__info-row {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.kpr-sim__info-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 16px;
    background: rgba(255,255,255,0.05);
    border-radius: 10px;
    border: 1px solid rgba(255,255,255,0.07);
}

.kpr-sim__info-key {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.5);
}

.kpr-sim__info-value {
    font-size: 0.9rem;
    font-weight: 700;
    color: rgba(255,255,255,0.85);
}

/* Right panel: result */
.kpr-sim__result {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.kpr-sim__result-ring {
    width: 220px;
    height: 220px;
    border-radius: 50%;
    background: conic-gradient(var(--primary) 0%, var(--primary) 65%, rgba(255,255,255,0.08) 65%, rgba(255,255,255,0.08) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    margin-bottom: 28px;
    box-shadow: 0 0 50px rgba(5, 150, 105, 0.25);
    transition: all 0.4s ease;
}

.kpr-sim__result-ring::before {
    content: '';
    position: absolute;
    inset: 10px;
    border-radius: 50%;
    background: #0a2e20;
}

.kpr-sim__result-inner {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.kpr-sim__result-label {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--green-300);
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 6px;
}

.kpr-sim__result-amount {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 900;
    color: #fff;
    line-height: 1.1;
    transition: transform 0.25s cubic-bezier(0.34, 1.56, 0.64, 1), color 0.25s ease;
}

.kpr-sim__result-amount.is-updating {
    transform: scale(1.08);
    color: var(--green-300);
}

.kpr-sim__result-ring {
    transition: transform 0.25s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.25s ease;
}

.kpr-sim__result-ring.is-updating {
    transform: scale(1.03);
    box-shadow: 0 0 65px rgba(5, 150, 105, 0.4);
}

.kpr-sim__result-period {
    font-size: 0.75rem;
    color: rgba(255,255,255,0.5);
    margin-top: 4px;
}

.kpr-sim__result-meta {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.55);
    line-height: 1.5;
    margin-bottom: 24px;
    max-width: 260px;
}

.kpr-sim__result-cta {
    width: 100%;
    max-width: 280px;
}

.kpr-sim__result-cta .btn {
    width: 100%;
    padding: 14px 24px;
    font-size: 0.95rem;
    border-radius: 14px;
    background: var(--primary-gradient);
    color: #fff;
    border: none;
    font-weight: 700;
    box-shadow: 0 8px 24px rgba(5,150,105,0.4);
    transition: all 0.25s ease;
    text-decoration: none;
    display: inline-block;
}

.kpr-sim__result-cta .btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px rgba(5,150,105,0.5);
}

/* --- FAQ / Accordion Section --- */
.kpr-faq-container {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.faq-item {
    background: var(--white);
    border: 1px solid #e2e8f0;
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-spring);
}

.faq-item:hover {
    border-color: var(--green-200);
    box-shadow: var(--shadow-md);
}

.faq-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    background: none;
    width: 100%;
    text-align: left;
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--text-primary);
    transition: var(--transition-base);
}

.faq-header svg {
    color: var(--text-light);
    transition: transform var(--transition-spring);
}

.faq-item.is-open .faq-header {
    color: var(--primary);
}

.faq-item.is-open .faq-header svg {
    transform: rotate(180deg);
    color: var(--primary);
}

.faq-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-spring);
}

.faq-content {
    padding: 0 24px 24px;
    color: var(--text-secondary);
    font-size: 0.95rem;
    line-height: 1.6;
}

.faq-content p {
    margin-bottom: 12px;
}

.faq-content p:last-child {
    margin-bottom: 0;
}

/* --- Bank Partners Section (KPR Page Style) --- */
.kpr-banks-section {
    padding: 80px 0;
    background: var(--bg-section);
}

.kpr-banks-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.kpr-bank-card {
    position: relative;
    background: var(--white);
    border: 1px solid rgba(15, 23, 42, 0.06);
    border-radius: 16px;
    padding: 28px 24px;
    box-shadow: var(--shadow-sm);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    overflow: hidden;
}

.kpr-bank-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--bank-accent);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease;
}

.kpr-bank-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 35px -10px rgba(15, 23, 42, 0.08);
    border-color: var(--bank-accent);
}

.kpr-bank-card:hover::before {
    transform: scaleX(1);
}

.kpr-bank-card__header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    margin-bottom: 24px;
    gap: 12px;
}

.kpr-bank-card__logo-wrap {
    height: 42px;
    max-width: 120px;
    display: flex;
    align-items: center;
    justify-content: flex-start;
}

.kpr-bank-card__logo {
    max-height: 100%;
    max-width: 100%;
    object-fit: contain;
}

.kpr-bank-card__logo[src*="bri"] {
    max-height: 82%;
    max-width: 82%;
}

.kpr-bank-card__badge {
    font-size: 0.65rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    background: var(--bg-light);
    color: var(--text-secondary);
    padding: 5px 10px;
    border-radius: 100px;
    border: 1px solid rgba(0, 0, 0, 0.04);
    white-space: nowrap;
}

.kpr-bank-card__content {
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.kpr-bank-card__title {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 8px;
}

.kpr-bank-card__desc {
    font-size: 0.85rem;
    color: var(--text-secondary);
    line-height: 1.5;
    margin-bottom: 20px;
    min-height: 68px;
}

.kpr-bank-card__features {
    width: 100%;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
    padding-top: 16px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    align-items: flex-start;
    margin: 0;
    list-style: none;
}

.kpr-bank-card__features li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.82rem;
    color: var(--text-primary);
    font-weight: 600;
}

.kpr-bank-card__features li svg {
    color: var(--bank-accent);
    flex-shrink: 0;
}

@media (max-width: 1200px) {
    .kpr-banks-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 600px) {
    .kpr-banks-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .kpr-banks-section {
        padding: 60px 0;
    }
}